I’ve decided to go for the gusto and pay off a huge chunk of one of the remaining credit cards. It should mean that it will be completely paid off by end of next month (something that is very doable). This will leave me with one credit card and the line of credit left. I will always need one credit card for monthly things (e.g., phone, storage in Ontario, etc.) but I’m thinking that once this card is paid off, it may be worthwhile to cancel it and use my RBC Visa for that purpose (it has the lower % at 11.99% compared to 15% at BMO MC). One of the other things I’m going to try to do is use PayPal for payment of things. This makes life easier and it means I can pay cash (so to speak). And if I don’t have the cash, I don’t buy.
It almost seems that ever since I started paying this stuff off, things have been on an upswing for me. And it feels good. I’ve gotten news that the company is, in fact, working on a new visa for me and one that might be able to translate into a green card. I never thought I’d want to stay here. I’ll admit to the fact that there are still some things that make me wonder about the sanity of some but all-in-all most Americans I’ve met are simple, honest people just wanting to make a home, earn a living and spend time with family (not all the time otherwise the sanity will go out the window). And I do like it here. It’s hard for me to stay because there are times I miss my family (thank goodness for video Skype!) and want to go home. But other times I just enjoy what life has to offer here and it’s just as fun. I know some of it is just being tired of moving and wanting to settle down in one place and not have to go through a move. I’ve done enough over my lifetime that I know I hate it. But, if I want to be somewhere, I’m gonna have to take the plunge.
At least, with a move to California, I’m in a better financial spot than I was looking at before. It’s amazing how much financial stress can affect a person and a desire to interact with people at times. With better control on this, I think there is a real end-point in sight. Keeping a tight reign on spending and moving things forward otherwise, I should be good in the long run.