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Much closer to my financial goal…

Posted on March 17, 2010 by Linus Posted in Finances, Life, transition .

Last week I took a huge step and cashed in a whack of stock. This morning, I woke up to the proceeds of that. I took a chunk of it and sent it off to an ING Direct account (for tax payment later on). The rest I used to pay off 4 credit cards, the majority of my line of credit and huge payments on remaining credit cards (2). It is nice to be free of about 60% in a few minutes. And more importantly, the interest that would have accumulated with it and the stress that comes with that. I quick but not wholly accurate estimate is that I saved about $10K in interest alone.

Yes.

That’s thousand.

That’s the cost of top surgery. What is nice about this is my line of credit (which has the lowest of all interest rates — prime + 1%) , once it’s paid off, could be used to fund my top surgery. So the goal will be to lose 60-80lbs between now and 2011 (this year has too many things going on) and schedule with — Browstein in San Francisco. I’m pretty sure we’ll be in California by then and I should be able to schedule this finally. It’s something I want before the bike trip from San Fran to L.A. K and I had talked about this as part of the immediate two year plan for us.

But the other thing that this brings is me closer to the ownership of a house. This is something that I’ve wanted for a long while. I want to own my own place. Not for investment purposes but more for settling down and creating a history for myself. I want roots somewhere. I’ve spent most of my life on the move and being able to be in one place and being content there is important to me. Honestly, I wouldn’t mind the mortgage (although I want to reduce that as soon as possible). I just don’t want to be constantly on the move and constantly at the whim of a landlord.

2 Comments
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2 Responses

  1. Matt says
    March 18, 2010 at 3:30 pm

    Congrats!! Glad to hear things are coming along well 🙂

  2. Linus says
    March 19, 2010 at 7:01 pm

    Thanks. Ya, it’s nice to finally move forward and get life into better order. 🙂 Hope things are going well for you too.

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