Last week I took a huge step and cashed in a whack of stock. This morning, I woke up to the proceeds of that. I took a chunk of it and sent it off to an ING Direct account (for tax payment later on). The rest I used to pay off 4 credit cards, the majority of my line of credit and huge payments on remaining credit cards (2). It is nice to be free of about 60% in a few minutes. And more importantly, the interest that would have accumulated with it and the stress that comes with that. I quick but not wholly accurate estimate is that I saved about $10K in interest alone.
That’s the cost of top surgery. What is nice about this is my line of credit (which has the lowest of all interest rates — prime + 1%) , once it’s paid off, could be used to fund my top surgery. So the goal will be to lose 60-80lbs between now and 2011 (this year has too many things going on) and schedule with — Browstein in San Francisco. I’m pretty sure we’ll be in California by then and I should be able to schedule this finally. It’s something I want before the bike trip from San Fran to L.A. K and I had talked about this as part of the immediate two year plan for us.
But the other thing that this brings is me closer to the ownership of a house. This is something that I’ve wanted for a long while. I want to own my own place. Not for investment purposes but more for settling down and creating a history for myself. I want roots somewhere. I’ve spent most of my life on the move and being able to be in one place and being content there is important to me. Honestly, I wouldn’t mind the mortgage (although I want to reduce that as soon as possible). I just don’t want to be constantly on the move and constantly at the whim of a landlord.